Medicare Advantage that is

Truly Exceptional,
Truly Personal.

At Aspire Health Plan, we are proud to offer local Medicare plans specifically for Monterey County, California—uniting local hospitals, local doctors, and other local healthcare providers to serve you, where you live.

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Medicare Advantage that is

Truly Exceptional,
Truly Personal.

At Aspire Health Plan, we are proud to offer local Medicare plans specifically for Monterey County, California—uniting local hospitals, local doctors, and other local healthcare providers to serve you, where you live.

Medicare Advantage that is

Truly Exceptional,
Truly Personal.

At Aspire Health Plan, we are proud to offer local Medicare plans specifically for Monterey County, California—uniting local hospitals, local doctors, and other local healthcare providers to serve you, where you live.

High Quality Coverage

2025 Aspire Health Benefits

Medicare Advantage plans cover everything that Original Medicare covers, plus more at affordable rates. All our plans have Prescription Drug Coverage and additional benefits like transportation, chiropractic, acupuncture, and fitness options. Each plan is designed to keep you healthy.

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Chiropractic Services
Access to chiropractic services that aren’t covered under Original Medicare.

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One PassTM Fitness Program
Includes fitness centers, digital fitness classes, brain training, and more!

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Hearing Benefits
Stay connected to the ones you love with our affordable hearing benefits.

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Vision Benefits
Keeping your eyes young and healthy.

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Acupuncture Benefits
Therapy to relieve discomfort for chronic low back pain.

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Prescription Benefits
Offering an extensive drug formulary to meet your medication needs.

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Finding the Right Care

Understanding Your Options

Feel confident and supported knowing you have made the right choice. Our local team of experts are dedicated to helping you understand and explore your medicare options for a happier and healthier life.

Value, Service and Simplicity

Why Choose Aspire Health

We offer Medicare Advantage Plans created by the healthcare experts you already know and trust for your care. Our network of local doctors and healthcare providers, including all four Monterey County hospitals, are available to you, providing extraordinary care and exceptional value through one of our plans.

With a focus on personalized attention and comprehensive services, our Medicare Advantage Team is here for you. Contact us today to speak with one of our experts!   

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Where to Begin

Simplified into three simple steps.

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Step One

Call us (888) 839-3991,
or come to a local Seminar

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Step Two

Compare Plan Benefits

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Step Three

Enroll Today!
Call (888) 839-3991,
or go online to apply

Frequently Asked Questions

We understand healthcare can be confusing. Our team of experts is here for you.

Medicare Advantage plans are referred to as Medicare Part C. They are offered by private companies who have a contract with the Centers for Medicare and Medicaid Services (CMS) to cover all of your Medicare Part A and Part B benefits. Medicare Advantage plans cover everything that Original Medicare covers, and they typically cover more.

Learn more about Medicare and Medicare Advantage >

Explore plans available to you and their costs using our Comparison Tool.

Aspire partners with all four hospitals and more than 700 doctors and other providers in Monterey County. Our network of primary care physicians and specialists accepts our Medicare Advantage plans. If your doctor is among the list of providers, you may continue to see him or her. If not, you may choose another doctor or stay with your current plan.

Find out if your provider is part of our network by checking out our Provider and Pharmacy Directory.

Get the most from your care…wherever that may be. With all three of our plans, you are secure in knowing you’re covered anywhere in the United States for urgent or emergent care. And with the Aspire Health Plus Plan, you choose where you want to get your care. The bottom line is, you get care when you need it, where you need it.

Learn more by visiting our Service Area page.

Our local team of experts is dedicated to helping you understand and explore your Medicare options for a happier and healthier life. Give us a call at (866) 798-1530 so that we can help you select a Medicare plan that is right for you!

You can also view details about our Medicare Advantage plans on our Plan Documents pages:

2025 Plan Documents
2024 Plan Documents

Aspire Health Plan service area zip codes include:

93426, 93450, 93901, 93902, 93905, 93906, 93907, 93908, 93912, 93915, 93920, 93921, 93922, 93923, 93924,93925, 93926, 93927, 93928, 93930, 93932, 93933, 93940, 93942,93943, 93944, 93950, 93953, 93954, 93955, 93960, 93962, 95004, 95012, 95039, 93451, 95076

Original Medicare beneficiaries usually don’t pay a monthly premium for Medicare Part A (hospital insurance) coverage if either they or their spouse paid Medicare taxes while working. However, those who don’t qualify for Part A at no cost can still buy Part A.

Part B (medical insurance) does require that Medicare beneficiaries pay a monthly premium. This amount can vary, depending on income level, and is often deducted from your Social Security check.

You can contact Social Security for more information about Part A and Part B premiums. Also, there are deductibles and co-payments for Medicare Parts A and B.

Learn more about Medicare on our Medicare Overview page.

There are three types of enrollment periods you should know about – Initial, Annual, and Special.

Learn about these periods on our Enrollment Periods page.