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2 selected plans
3 selected plans
4 selected plans
Option A (+$45/mo)
Option B (+$49/mo)
Option C (+$43/mo)
Dental & Vision coverage
Dental, Vision, Hearing, Transportation & Meals
Dental, Vision, Hearing, Transportation & Meals
This optional supplemental benefit includes dental and vision coverage:
Dental coverage is through Delta Dental Medicare Advantage Network for Aspire Health Plan in Monterey County, CA and includes:- Preventive co-pay: $0
- Comprehensive co-insurance: 20% – 50%
- Plan pays up to $1,000 every year
Vision coverage is through VSP Vision Care and includes:- Yearly routine eye exam: $10 co-pay
- Eyewear: $25 co-pay.
- $150 allowance for frames or contacts
This optional supplemental benefit includes dental, vision, hearing, additional transportation, home-delivered meals:
Dental coverage is through Delta Dental Medicare Advantage Network for Aspire Health Plan in Monterey County, CA and includes:- Preventive co-pay: $0
- Comprehensive co-insurance: 20% – 50%
- Plan pays up to $1,000 every year
Vision coverage is through VSP Vision Care and includes:- Yearly routine eye exam: $10 co-pay
- Eyewear: $25 co-pay.
- $150 allowance for frames or contacts
Hearing coverage is through TruHearing and includes:- Yearly routine hearing exam: $20 co-pay
- Hearing aids: $599 or $899 / hearing aid
Transportation includes:- Additional 10 one-way rides to in-network appointments: $0
Home-delivered meals includes:- 14 refrigerated meals, 2 meals per day for 7 days, customized to the member's preference: you pay $0 co-pay
- Meal benefit must be requested within 14 days of an inpatient hospital or skilled nursing facility stay
- Meals for certain chronic conditions for a temporary period
This optional supplemental benefit includes dental, vision, hearing, additional transportation, home-delivered meals:
Dental coverage is through Delta Dental Medicare Advantage Network for Aspire Health Plan in Monterey County, CA and includes:- Preventive co-pay: $0
- Comprehensive co-insurance: 20% – 50%
- Plan pays up to $1,000 every year
Vision coverage is through VSP Vision Care and includes:- Yearly routine eye exam: $10 co-pay
- Eyewear: $25 co-pay.
- $150 allowance for frames or contacts
Hearing coverage is through TruHearing and includes:- Yearly routine hearing exam: $20 co-pay
- Hearing aids: $599 or $899 / hearing aid
Transportation includes:- Additional 10 one-way rides to in-network appointments: $0
Home-delivered meals includes:- 14 refrigerated meals, 2 meals per day for 7 days, customized to the member's preference: you pay $0 co-pay
- Meal benefit must be requested within 14 days of an inpatient hospital or skilled nursing facility stay
- Meals for certain chronic conditions for a temporary period
Benefit Information
Important Information
HMO Provider Network
Prescription Drug Coverage
Part D - Prescription Drug Coverage
Retail Pharmacy
Mail Order Pharmacy, 90-Day Supply
Inpatient Care
Doctor Office Visits
Outpatient Care
Outpatient Medical Services
Additional Benefits
Enhanced Benefits (Optional Add-Ons)
Emergency Services
Lab Services and Diagnostic Tests
Medical Equipment and Supplies
Rehabilitation Services
Part B Drugs
Wellness Exams and Screenings
Vision
Hearing
Monthly Plan Premium
Out-of-Pocket Spending Limitfor Option A & B services
Out-of-service area
Health Plan Deductible
Drug Deductible
Drug Copay
Drug Coinsurance
Emergency Room
Provider Network Details
Option B Insulin Copay
Other Option B Coinsurance
Initial Coverage Threshold
Retail Tier 1: Preferred Generic 30-day supply / 90-day supply
Retail Tier 2: Generic30-day supply / 90-day supply
Retail Tier 3: Preferred Brand30-day supply / 90-day supply
Retail Tier 4: Non-Preferred Drugs 30-day supply only
Retail Tier 5: Specialty Tier 30-day supply only
Retail Tier 6: Select Care Drugs 30-day supply / 90-day supply
Catastrophic Coverage* Once you've spent $2,100 out-of-pocket in 2026, you pay nothing for Covered Option D drugs.
Mail Order Tier 1: Preferred Generic
Mail Order Tier 2: Generic
Mail Order Tier 3: Preferred Brand
Mail Order Tier 4: Non-preferred Drug
Mail Order Tier 5: Specialty Tier
Mail Order Tier 6: Select Care Drugs
Inpatient Hospital
Inpatient Hospital
Inpatient Hospital
Skilled Nursing Facility (SNF)
Skilled Nursing Facility (SNF)
Primary Care Physician (PCP) Visit
Specialist Visit
Podiatry Services
Telehealth
Durable Medical Equipmentper item
Prosthetic Devicesof the cost
Diabetic Supplies
Diagnostic Tests & X-Rays
Therapeutic radiology
Lab Services
Outpatient X-ray
Diagnostic radiology
Preventive Services
Annual Gym Membership (exclusively at the Montage Wellness Center)
Transportation
To in-network appointments
Covered visits per year (one-way trips)
Acupuncture
Medicare-covered benefits
Covered visits per year
Routine care
Covered visits per year
Chiropractic Services
Medicare-covered benefits
Routine care (limited to specific treatment codes)
Covered visits per year
Chiropractic (per routine visit)
Dental
Preventive services
Home health services
Outpatient mental health, outpatient substance abuse
Urgently needed care (waived if admitted within 24 hours)
Emergency care (waived if admitted within 24 hours)
Ambulance, ground
Diagnostic tests and procedures
Lab services and X-rays
Durable Medical Equipment (DME) per item
Diabetes — monitoring, supplies, and therapeutic shoes
Speech, physical, occupational, cardiac
Pulmonary therapy
Chemotherapy
Part B insulin
All other Part B drugs
Medicare-covered preventive services
Influenza vaccine (1 per year)
Mammogram (1 per year)
Diagnostic screenings (Medicare-covered benefits)
Diagnostic hearing exams (Medicare-covered benefits)
Outpatient hospital surgery/ambulatory surgical center
Part A
Dental & Vision coverage +$45/month
Part B
Dental, Vision, Hearing, Transportation & Meals +$49/month
Part C
Dental, Vision, Hearing, Transportation & Meals+$43/month
This plan does not have a deductible.
In-network only
Not Covered
Not available
POS provider network. Choose an in-network PCP; out-of-servie area care allowed outside Monterey County (US/territories) for Medicare-covered services with Medicare-eligible practitioners.
Combined In/Out Network
in-network
$115 Copay. If you are admitted to the hospital within 24 hours, the Copay is waived.
$25 Copay. If you are admitted to the hospital within 24 hours, the Copay is waived
$300 Copay per visit or 20% of the cost, depending on the service
$0 Preventive Dental
with Option
month
$0 in and out of service area
$0 in and out of service area
$115 in and out of service area
$325 in and out of service area
$0/12 visits In network, 30% Out of network
$0 In Network, 30% Out of network